Archive for category: General Finance

News

What is the cost of university education in Australia?

One of the biggest questions many people have is, 'what is the average cost for university in Australia'? The cost of your degree will depend on the type of degree you're striving for. This article explores the cost of university education in Australia for a bachelor's degree, a master's degree including a Master's of Business Administration (MBA), and a doctoral degree.

... read more

What is the cost of university education in Australia?
( Posted in: General Finance )

Five financial moves to make in your 40s

Being in your 40s often involves balancing many responsibilities that it becomes easy to neglect your own financial wellbeing. But it’s not too late to secure your future. Here are some tips that may help you financially make the most of your 40s.

... read more

Five financial moves to make in your 40s
( Posted in: General Finance )

2023: The Year that Wasn’t

Towards the end of the calendar year, there’s a natural tendency in the financial media to look both back and forward – back on the events of the past 12 months and forward to what we imagine the coming year will hold.

... read more

2023: The Year that Wasn’t
( Posted in: General Finance )

The RBA says the fight against inflation has entered a new phase. Here's what it means for interest rates

Australia has entered a new frontier in its fight against inflation after the Reserve Bank left interest rates on hold at 4.1 per cent for the second month in a row at its August meeting.

... read more

The RBA says the fight against inflation has entered a new phase. Here's what it means for interest rates
( Posted in: General Finance )

Teaching children healthy money habits

As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compounding interest. But did you know that you could be sending them negative money messages without meaning to?

... read more

Teaching children healthy money habits
( Posted in: General Finance )

May 2023 Federal Budget

The 2023 Federal Budget focuses on providing cost of living relief through lower power bills, higher welfare payments and more support for small business and housing.

... read more

May 2023 Federal Budget
( Posted in: General Finance )

When Headlines Worry You, Bank on Investment Principles

On Friday, March 10, regulators took control of Silicon Valley Bank as a run on the bank unfolded. Two days later, regulators took control of a second lender, Signature Bank.

... read more

When Headlines Worry You, Bank on Investment Principles
( Posted in: General Finance )

Market Review 2022: After a Down Year, Looking to the Past as a Guide

It was an up-and-down year for markets—in the end, one with more down than up. The world gave financial markets a lot to process. This review provides some key takeaways about the 2022 market.

... read more

Market Review 2022: After a Down Year, Looking to the Past as a Guide
( Posted in: General Finance )

Trust the Financial Advisor Who Trusts the Market

With over 200,000 fnancial advisors in the United States, how do you pick one? First, eliminate the stock pickers. Those are the people making predictions about which stocks are going to be winners and losers. Cross off the market timers, too. They’re the ones who get into and out of the market, trying to buy the dip and sell at the peak.

... read more

Trust the Financial Advisor Who Trusts the Market
( Posted in: General Finance )

Federal Budget Oct 2022 summary

This year’s Federal Budget focuses on providing relief for those with children, homebuyers and social security recipients whilst maintaining pre-election commitments. 

... read more

Federal Budget Oct 2022 summary
( Posted in: General Finance )

Light at the End of the Inflation Tunnel?

It seems some investors have resigned themselves to a new normal of high inflation following decades of below-average consumer price changes. However, financial market data tells a different story, one of potentially softening inflation.

... read more

Shining light at the end of a tunnel
( Posted in: General Finance )

EOFY Tips and Tax Return Checklist

To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to the Australian Taxation Office (ATO) when lodging your return. We’ve also provided an overview of the types of tax offsets and deductions you may be entitled to claim plus other handy tax tips. 

... read more

EOFY Tips and Tax Return Checklist
( Posted in: General Finance )

Four Ways to Improve the Probability of a Good Retirement

Around the world, individuals are being asked to take on greater responsibility for their own retirement.

... read more

Four Ways to Improve the Probability of a Good Retirement
( Posted in: General Finance )

2022 Federal Budget Analysis

This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and help people into homes.

... read more

the word budget on a blue background
( Posted in: General Finance )

Five tips for looking after your household’s finances

Take the pain out of managing your family’s finances with some simple tips every family can use. 

... read more

Five tips for looking after your household’s finances
( Posted in: General Finance )

A new year is a chance for a fresh start

New year is a great time for making lifestyle changes, however, for goals and changes affecting your financial health, there's often no better time than when starting a new job.

... read more

A new year is a chance for a fresh start
( Posted in: General Finance )

Key Questions for Long-Term Investors

Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of  the questions in this article.

... read more

Key Questions for Long-Term Investors
( Posted in: General Finance )

What to Expect in my First Financial Advice Meeting

When you haven't done something before, you can be nervous. When it comes to your first Financial Advice meeting at Endura we want you to be clear on exactly what's going to happen. Watch this video to find out more.

( Posted in: General Finance )

The True Value of Advice - Confidence Delivers

Confidence helps you get more out of life. A recent landmark survey found that for clients who received financial advice, they were free from financial stress. And when you're not stressed, you live a better life.

( Posted in: General Finance )

How do you know when the advice is right?

Seeking financial advice can turn your life around and put you on a path to a happier and more secure financial future. But where do you start? Who do you trust? How do you know you are going to get value for money? 

... read more

How do you know when the advice is right?
( Posted in: General Finance )

Navigating your way through a redundancy

The Australian Bureau of Statistics announced a record 932,000 jobs were lost between the March and June 2020 quarters in the wake of COVID-19. While the Government extended temporary economic assistance for most businesses until March 2021, it has gradually been phased back which may result in many businesses downsizing, winding up or becoming bankrupt. This means it’s possible that more jobs may be lost in the coming months.

... read more

Illustration of a woman who lost her job due to COVID19
( Posted in: General Finance )

How will the Federal Budget affect you?

During this year’s Federal Budget announcement Treasurer Josh Frydenberg stated “Australia is back!”. The Budget proposes positive changes to superannuation, an extension of the low and middle income tax offsets and a boost to aged care services.

... read more

How will the Federal Budget affect you?
( Posted in: General Finance )

Update on the housing market

Last May we discussed the likely impact of the Coronavirus on the Australian property market and concluded that the pandemic will place downward pressures on the general level of house prices by either reducing demand or increasing supply.

... read more

Update on the housing market
( Posted in: General Finance )

What financial mistakes have you made?

Have you made a big financial mistake in the past? One that cost you a lot of time and money to fix? One that caused you a big headache? 

... read more

What financial mistakes have you made?
( Posted in: General Finance )

Endura Private Wealth is 100% committed to the BFO

Endura Private Wealth is 100% committed to the Banking and Finance Oath that re-asserts the ethical foundation of the industry.

... read more

Endura Private Wealth is 100% committed to the BFO
( Posted in: General Finance )

The Pizza Pandemic

The global pandemic wrought by COVID-19 has created great uncertainty among policymakers, investors, workers and consumers, but it’s worth noting that its repercussions on the economy and the share market have not been all in one direction.

... read more

COVID-19 abstract illustration with white text The Pizza Pandemic
( Posted in: General Finance )

Take control of your retirement

Are you affected by the increase in the Age Pension’s qualifying age? Take steps now to avoid getting caught short on retirement income.

The minimum age to qualify for the Age Pension has started going up. For those born on or after 1 July 1952, the qualifying age increases by six months every two years until it reaches 67 in July 2023. It rises to 66 in July this year.

... read more

Take control of your retirement
( Posted in: General Finance )

Less for longer: Extension of JobSeeker and JobKeeper Payments

On 21 July 2020 the Government announced a range of proposals to the JobKeeper and JobSeeker Payments as existing arrangements are set to expire in late September 2020. Certain tax concessions to assist businesses were also extended and have been legislated.

... read more

Less for longer: Extension of JobSeeker and JobKeeper Payments
( Posted in: General Finance )

The Dangers of DIY Trading

Many people have taken advantage of the coronavirus lockdown to learn new skills—from baking bread, to knitting, to learning a language. But trading securities, like rewiring the house, is not something you should do without professional advice.

... read more

The Dangers of DIY Trading
( Posted in: General Finance )

Do Downturns Lead to Down Years?

Stock market slides over a few days or months may lead investors to anticipate a down year. But a broad Australian
market index had positive returns in 15 of the past 19 calendar years, despite some notable dips in many of those years.

... read more

Do Downturns Lead to Down Years?
( Posted in: General Finance )

COVID-19 update

Updates that we feel you need to be aware of about our office, the investment market, and how to get through 2020.

... read more

geometric 3d render of coronavirus in blue
( Posted in: General Finance )

Helping your children, financially speaking

As a parent you probably have great expectations for your child. They will have everything you had and more! You will consider their every need and make the most of every opportunity to help them get ahead, right?

Whilst every parent wants their child to be healthy, happy and financially secure, figuring out how to get them there is another thing. Working with a financial adviser can help you understand options available to financially help your children, and teach them how to take control of their financial future once it is time for you to step out of the equation, and them to step up. Introducing these discussions as a family from early on means you can get help for your children that will serve them well into their future.

... read more

Helping your children, financially speaking
( Posted in: General Finance )

Downsizing when you retire

Many retirees consider ‘Downsizing’ their home at some point. This is often for financial reasons (as the current home may now be too big) or to move into a new house better equipped to accommodate them. Over the last few years, Endura Private Wealth has specialised in providing guidance on ‘Downsizing’ for residents from Malvern to Prahran and Caulfield to Glen Iris.

... read more

Downsizing when you retire
( Posted in: General Finance )

Successful Investor Secrets

The investment world can change dramatically from one month to the next. But these secrets of successful investors never go out of style.

Successful investing can be one of your biggest allies in the quest for long-term financial security. Unfortunately, unsuccessful investing can leave you wishing you’d kept your money in the bank. 

... read more

Successful Investor Secrets
( Posted in: General Finance )

Hindsight is 20/20. Foresight Isn't

The year 2019 served up many examples of the unpredictability of markets.

Download and read this article issued by DFA Australia Limited (AFS Licence No. 238093. ABN 46 065 937 671). Material provided for information only.

... read more

Hindsight is 20/20. Foresight Isn't
( Posted in: General Finance )

What is the value of an Adviser?

A new report has dived into the value of advisers and found that they deliver value of at least 4.4 per cent or more every year to their clients beyond investment-only advice.

... read more

What is the value of an Adviser?
( Posted in: General Finance )

Further Information

Following our update from last week, we would like to provide you with further information on the business changes to take place shortly.

We are excited to announce that from the 1st August 2019 knp Financial Services will be changing our name to Endura Private Wealth.

... read more

Further Information
( Posted in: General Finance )

An exciting new development

knp Financial Services (knpFS) are now ready to share an exciting development for our business. From 1 August 2019, knpFS will operate as an independent entity, which will see our firm relocate, rebrand and regenerate our service offering.

... read more

An exciting new development
( Posted in: General Finance )

How to find the right financial adviser for you

When it comes to getting financial advice, it's imperative to find someone you trust.

But with the financial services royal commission revealing a culture of greed in the financial advice industry, it's hard to know where to turn for advice.

... read more

How to find the right financial adviser for you
( Posted in: General Finance )